Auto Loans
Auto Loan Application
Model Year Term As Low As (APR)*
New to 2009 Up to 63 Months 4.09%
New to 2009 Up to 75 Months 4.59%
 Boats
Boat Loan Application
Model Year Term As Low As
(APR)*
New Untitled Up to 120 Months** 7.50%
Used 2019-2015 Up to 84 Months 8.00%
Used 2014-2009 Up to 48 Months 8.50%
     
 Motor Homes, 5th Wheel, and RV Trailers
Model Year Term As Low As
(APR)*
New Untitled Up to 60 Months 7.50%
New Untitled Up to 120 Months** 8.00%
Used 2019-2015 Up to 60 Months 8.50%
Used 2014-2009 Up to 48 Months 9.00%
     
Motorcycles
Motorcycle Loan Application  
Model Year Term As Low As
(APR)*
New Untitled Up to 48 Months 6.00%
New Untitled Up to 60 Months** 6.25%
New Untitled Up to 66 Months** 6.50%
Used 2019-2016 Up to 48 Months 6.50%
Used 2015-2013 Up to 36 Months 6.75%
Used 2012-2009 Up to 30 Months 7.00%
     
**Min. Amount Financed $20,000
Secured:    
100% Share or Certificate Fixed at 3.00 % over rate being earned on deposit  
Signature Signature Loan Application  
Min. of $200, Max. of $7,500 As low as 8.50%*  
     
     
Second Mortgage
Contact Credit Union for details.
 
Home Equity Line of Credit
Contact Credit Union for details.
 
Visa
Platinum:     7.9%*
Classic:       12.90%*
Secured:     11.90%*
 
Loan Protection
Credit Life and Credit Disability Insurance is available with most loans. This optional coverage is underwritten by CMFG Life Insurance Company. Please ask your credit union loan officer for details.

*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle loan to value may affect rate. Effective February 1, 2018 and subject to change without notice.

FILING FEE: If the credit union takes a security interest in your collateral, you will be charged a lien filing fee at the time of an advance. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain lien on your property. The amount of the fee will be disclosed on the voucher. NEGATIVE CREDIT: Rates will be 1% to 5% higher for poor credit worthiness, such as bankruptcy, charge-offs, collections, and repossessions. COLLECTION COST: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. PREFERRED RATE: If payroll deduction or automatic payment is discontinued, the APR will increase to the applicable rate and any increase in the rate will result in more payments of the same amount until what you owe has been repaid. LATE FEE: If you are more than 10 days late in making a payment, you will pay a late charge of 5% of the payment or a maximum of $25.00 NOTE: All loan rates are quoted as annual percentage rates and are subject to change by board action.