MRCU Current Loan Rates and Visa Card rate
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Great Rate + Great Term =
Fantastic Loan from your Credit Union!
All Rates Quoted as APR

Auto Loans   Auto Loan Application 
Model Year Term As Low As (APR)*
New to 2008 Up to 63 Months 3.39%
New to 2008 Up to 75 Months 3.89%
Boats Boat Loan Application
Model Year Term As Low As (APR)*
New Untitled Up to 120 Months** 7.50%
Used 2018-2014 Up to 84 Months 8.00%
Used 2013-2008 Up to 48 Months 8.50%
Motor Homes, 5th Wheel, and RV Trailers
Model Year Term As Low As (APR)*
New Untitled Up to 60 Months 7.50%
New Untitled Up to 120 Months** 8.00%
Used 2018-2014 Up to 60 Months 8.50%
Used 2013-2008 Up to 48 Months 9.00%
Motorcycles   Motorcycle Loan Application  
Model Year Term As Low As (APR)*
New Untitled Up to 48 Months 6.00%
New Untitled Up to 60 Months 6.25%
New Untitled Up to 66 Months** 6.50%
Used 2018-2015 Up to 48 Months 6.50%
Used 2014-2012 Up to 36 Months 6.75%
Used 2011-2008 Up to 30 Months 7.00%
**Min. Amount Financed $20,000
100% Share or Certificate Fixed at 3.00 % over rate being earned on deposit  
Signature Signature Loan Application   
Min. of $200, Max. of $7,500 As low as 8.50%*  
Home Equity Line of Credit    
Contact Credit Union for Details    
Low Closing Costs    
Rates as low as 4.5%* Variable Rate Loan    
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle loan to value may affect rate. Effective February 1, 2018 and subject to change without notice.
FILING FEE: If the credit union takes a security interest in your collateral, you will be charged a lien filing fee at the time of an advance. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain lien on your property. The amount of the fee will be disclosed on the voucher. NEGATIVE CREDIT: Rates will be 1% to 9% higher for poor credit worthiness, such as bankruptcy, charge-offs, collections, and repossessions. COLLECTION COST: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. LATE FEE: If you are more than 10 days late in making a payment, you will pay a late charge of 5% of the payment or a maximum of $25.00 NOTE: All loan rates are quoted as annual percentage rates and are subject to change by board action.
Platinum:     7.9%*
Classic:       12.90%*
Secured:     11.90%*
Loan Protection  
Secure Your Loans with Credit Life and Credit Disability
MEMBER'S CHOICE® Credit Life & Disability Insurance helps give you the security of knowing repayment won't be left to loved ones should something happen to you.  
Credit Life and Disability Benefits:
    • Immediate coverage for eligible members
    • Choosing the insurance that helps give you peace of mind
    • Compliments existing insurance
Ask your credit union Loan Officer for full benefits and details! If you prefer, please call (800) 895-2024 or visit Midwest Regional Credit Union.   CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE® Credit Life and Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-0713-D0E0, ©CUNA Mutual Group 2014, All Rights Reserved.     Cost per $1000 of Your Monthly Loan Balance
Single Credit Disability $3.05
Single Credit Life $0.83
Joint Credit Life $1.38
Joint Credit Disability $5.79
Serving Eastern Kansas, including Anderson, Coffey, Douglas, Franklin, Geary, Johnson, Leavenworth, Linn, Miami, Morris, Osage, Pottawatomie, Riley, Wabaunsee, and Wyandotte Counties and Jackson County, Missouri.

We have offices in  Kansas City and Lawrence.

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