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LOANS CHECKING SAVINGS INFORMATION    RATES    LOAN APPLICATION

Loans
Great Rate + Great Term =
Fantastic Loan from your Credit Union!
All Rates Quoted as APR

 
 
   
Auto Loans   Auto Loan Application 
Model Year Term As Low As (APR)*
New to 2007 Up to 63 Months 2.75%
New to 2007 Up to 75 Months 3.25%
     
     
Boats, Motors, and Trailers Boat Loan Application
Model Year Term As Low As (APR)*
New Untitled Up to 120 Months 7.50%
Used 2017-2013 Up to 84 Months 8.50%
Used 2007-2012 Up to 48 Months 9.25%
     
Motor Homes, 5th Wheel, and RV Trailers
Model Year Term As Low As (APR)*
New Untitled Up to 60 Months 7.50%
New Untitled Up to 120 Months 8.50%
Used 2017-2013 Up to 60 Months 9.50%
Used 2012-2007 Up to 48 Months 10.50%
     
Motorcycles   Motorcycle Loan Application  
Model Year Term As Low As (APR)*
New Untitled Up to 36 Months 7.50%
New Untitled Up to 48 Months 8.0%
New Untitled Up to 60 Months 8.25%
New Untitled Up to 66 Months** 9.0%
**Min. Amount Financed $20,000
Used 2017-2014 Up to 48 Months 10.0%
Used 2013-2011 Up to 36 Months 11.0%
Used 2010-2007 Up to 30 Months 12.0%
     
UCC1-Personal Property 13.50%*  
Signature Loans & Collateral 8.00% - 18.00%*    
Share/Certificate & Collateral 12.75%*  
Secured:    
100% Share or Certificate Fixed at 3.00 % over rate being earned on deposit  
Signature Signature Loan Application   
Min. of $200, Max. of $7,500 8.00% - 18.00%*  
     
Second Mortgage Loans Home Equity Line of Credit
Contact Credit Union for Details  Contact Credit Union for Details
 
Visa
Platinum:     7.9%*
Classic:       12.90%*
Secured:     11.90%*
 
Special Rates for New Auto Loans!
Loan Protection  
Secure Your Loans with Credit Life and Credit Disability
MEMBER'S CHOICE® Credit Life & Disability Insurance helps give you the security of knowing repayment won't be left to loved ones should something happen to you.  
Credit Life and Disability Benefits:
    • Immediate coverage for eligible members
    • Choosing the insurance that helps give you peace of mind
    • Compliments existing insurance
Ask your credit union Loan Officer for full benefits and details! If you prefer, please call (800) 895-2024 or visit Midwest Regional Credit Union.  
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE® Credit Life and Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-0713-D0E0, ©CUNA Mutual Group 2014, All Rights Reserved.  
   
*APR = Annual Percentage Rate. Actual rate based on credit history. Vehicle loan to value may affect rate. Effective Jan. 1, 2017 and subject to change without notice.

FILING FEE: If the credit union takes a security interest in your collateral, you will be charged a lien filing fee at the time of an advance. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain lien on your property. The amount of the fee will be disclosed on the voucher. NEGATIVE CREDIT: Rates will be 1% to 5% higher for poor credit worthiness, such as bankruptcy, charge-offs, collections, and repossessions. COLLECTION COST: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. PREFERRED RATE: If payroll deduction or automatic payment is discontinued, the APR will increase to the applicable rate and any increase in the rate will result in more payments of the same amount until what you owe has been repaid. LATE FEE: If you are more than 10 days late in making a payment, you will pay a late charge of 5% of the payment or a maximum of $25.00 NOTE: All loan rates are quoted as annual percentage rates and are subject to change by board action.

Serving Eastern Kansas, including Anderson, Douglas, Franklin, Jefferson, Johnson, Leavenworth, Linn, Miami, and Wyandotte Counties and Jackson County Missouri.
We have offices in  Kansas City and Lawrence.

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