Check Out these Loan Specials!
Effective February 1, 2022 - New Fee Schedule
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LOANS CHECKING SAVINGS INFORMATION    RATES    LOAN APPLICATION

Account/Service Fees
Debit Card Free
Virtual Branch Online Access Free
Online Bill Pay Free
ART-Phone Access Free
Replacement Credit Card $10.00
Overdraft Advance Fee $30.00 per item
Non-Sufficient Funds(NSF) $30.00 per item
Stop Payment Fee $27.00 per request
Postdated Item Request Fee $27.00 per item
Check Printing Fee Actual Cost
Account Reconciliation Fee $20.00 per hour
Account Research Fee $15.00 per hour
Statement Copy Fee $2.00 per page
Deposited Item Return Fee $25.00 per item
Items Sent for Collection Fee Actual Cost
Wire Transfer(Incoming) Fee Free
Wire Transfer(Outgoing) Fee $25.00 per transfer
International Wire Transfer Fee $50.00 per transfer
Money Order Fee $1.50 per money order
Loan Payment From Other Institution Online $7.50
Loan Payment From Other Institution Phone $10.00
ECM Return/Dispute $20.00
Automatic Overdraft Transfer
     (from share account)
$5.00
Transit Check Cashing Fee 10% up to $5.00
Cashiers or Teller Check Fee $3.00 per check
Fax Service Fee $2.00 per page
Check Copy Fee $5.00
Copy Service Fee $2.00 per page
Dormant Account* $5.00 Monthly**
*Account is considered dormant after 12 months of inactivity.
**Fee charged if balance is less than $100.00 and no other services with credit union.
Transfers
By Mail Free
In Person Free
MRCU ATM Free
ART-Phone Access Free
Virtual Branch Online Access Free
Telephone Requests $5.00
Vacation Club Account
Excessive Withdrawals Fee $2.00 per withdrawal
-After one(1) withdrawal per calendar year
Visa Debit Card Fees
No charge for cards used at Point of Sale
Withdraws at MRCU owned ATMs Free
All Foreign ATM Withdrawals $1.00
Inquiry Fee - All ATMs $0.50 per inquiry
Overdraft Advance Through ATM $30.00
Overdraft Advance Through Point of Sale $30.00
Replacement Debit Card $10.00
Pin Reminder $5.00
Safe Deposit Box Fees
Rental Size Annual Fee
3 x 5 $12.00
5 x 5 $16.00
3 x 10 $18.00
5 x 10 $25.00
Change of Lock Fee Actual Cost + 10%
Drilling of Box Fee Actual Cost + 10%
 
If you have any questions about these fees, please give us a call at 1-800-895-2024.
Serving Eastern Kansas, including Anderson, Coffey, Douglas, Franklin, Geary, Johnson, Leavenworth, Linn, Miami, Morris, Osage, Pottawatomie, Riley, Wabaunsee, and Wyandotte Counties and Jackson County, Missouri.

We have offices in  Kansas City and Lawrence.

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