This agreement covers your and our rights and responsibilities
concerning Accounts(s) offered to you by the Midwest Regional Credit
Union. In this agreement, the words "you" and "yours" means anyone who
signs an Account Card or account Change Card (Account Card). The words
"we," "us," and our mean the Credit Union. The word "account" means any
one or more share or other accounts you have with the Credit Union.
The classification and form of ownership of you accounts is set
forth on your Account Card. By signing an Account Card, each of you,
jointly and severally, agree to the terms and conditions in this
agreement and Account Card, Funds Availability Policy Disclosure, the
Truth-in-Savings Rate and Fee Schedule (Rate and Fee Schedule) if
applicable, and any Account Receipt, accompanying this Agreement, and
the Credit Union's Bylaws and policies, and any amendments of these
documents from time to time collectively govern your Membership and
accounts.
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