Midwest Regional Credit Union offers low cost fixed rate first
mortgage loans for both purchases and refinances. We offer 30, 20, 15
and 10 year loan terms. As with all of our loans there are no prepayment
penalties for early payoff and no points or origination fees. Contact
the Credit Union for more details.
Visa
Platinum: 7.9%
Classic: 12.90%
Secured: 11.90%
Loan Protection
Cost per $100 of Your Monthly Loan Balance
Single Credit Disability
.305 cents
Single Credit Life
7.5 cents
Joint Credit Life
12.5 cents
FILING FEE: If the credit union takes a security interest in your collateral, you will be charged a lien filing fee at the time of an advance. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain lien on your property. The amount of the fee will be disclosed on the voucher. NEGATIVE CREDIT: Rates will be 1% to 5% higher for poor credit worthiness, such as bankruptcy, charge-offs, collections, and repossessions. COLLECTION COST: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. PREFERRED RATE: If payroll deduction or automatic payment is discontinued, the APR will increase to the applicable rate and any increase in the rate will result in more payments of the same amount until what you owe has been repaid. LATE FEE: If you are more than 10 days late in making a payment, you will pay a late charge of 5% of the payment or a maximum of $25.00 NOTE: All loan rates are quoted as annual percentage rates and are subject to change by board action.
Serving Eastern Kansas, including
Anderson, Douglas, Franklin, Jefferson, Johnson, Leavenworth, Linn, Miami and Wyandotte Counties.
We have offices in Kansas City, Lawrence, Osawatomie, Overland Park.
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